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A Guaranteed System For Fixing Your Credit Score
We want to help you on your road to credit recovery. You no longer have to live with bad credit or high interest rates. Our credit experts at MyCreditFocus.com will help you take immediate control of your credit report. Through their experience, dedication, knowledge as well as technology, we will help you come up with a great plan that will repair your credit score over time.
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Our credit gurus at My Credit Focus, will immediately pull up your credit reports once you sign up with us. We’ll then organize all of the pertinent details so that you can quickly recognize and know what needs to be done in a timely manner. Everything is going to be determined by the information you give us, which will help us identify the area to focus our skills/effort and coming up with a technique that goes hand in hand with your goals and needs.
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Challenge – This is where you really need an expert on your side. Our team has an excellent rapport with the major credit companies on the market. They will assist the credit companies to meet their responsibilities as applicable to your unique situation. We will then cross-check with the credit bureaus to see that the changes have really occurred. We know the rules, and we know the industry, and we will make sure that you are taken care of.
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Changing Your Credit – You will not only learn how to repair your bad credit, but also to maintain a high credit score in the long run. My Credit Focus in Corpus Christi, TX is a company devoted to our client’s financial achievements. We will design easy-to-use systems where you will not have to deal with low credit scores in the future.
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Frequently Asked Questions
How long will it take me before I see any results?
This is a quite frequently asked question: what is the time frame I am looking at? However, the answer will vary based on the goals you set for yourself and the amount of money you owe. However, this is actually one of the benefits of MyCreditFocus.com – it means they look at you as an individual as well as building your own personal game plan. The plan created specifically for you is designed to help you the most based on your own situation. On average individuals learn how to restore credit after hard times within the years end.
How does the accuracy of the negative items on my credit report matter?
This is one question that goes through each and every person’s mind when they are going through their credit statements. Will credit repair work for me? The fact is there are a lot of opportunities for you to make changes to your credit report. Here at My Credit Repair Corpus Christi services, we do not overlook any angle. This is why. Critical information about you is sold by creditors on a daily basis. It is important to know that this information could affect you negatively or positively in all aspects of your life. This is the reason why making sure that that information is true, able to be backed up, timely and as just as possible is very important. The way all of this is defined has a lot of moving parts. That is why our experts can help you. It is their task to aid in assessing every item on your report as well as intervene for you with your creditors to help in upholding these standards about the information they have reported about you to the bureaus. There is a lot the process could help you with, why not check it out? It may really surprise you how much could be done to improve your credit score. Begin by getting a free credit report with My Credit Focus group.
Credit repair is important because of these reasons:
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Credit will affect all areas of your life. If you have a bad credit score, it can affect many important aspects of your life such as:
1. Loan Applications
Before a lending company is willing to offer a loan, they will often review the credit report of the applicant. Low credit ratings mean that it’s harder to borrow. The fact is that we are living in hard times and; in this economy; auto and mortgage lenders are tightening their restriction by the day when it comes to approving a new loan. Many lenders want an individual to at least have a credit score of 700. With this in mind, having a low credit could mean trouble for you, when applying for a new loan.
2. Interest rate
Of course, your interest rates on any new loans or lines of credit are also greatly based upon your existing credit score. Lower scores paint you as a potential risk for non payment and other frustrations. If your credit report show signs of bankruptcy, late payments, collections, you will likely end up with a much higher interest rate. A reduction in interest rates, happens when your credit score improves and you are able to save more money.
3. Greater Insurance Premiums
Risk mitigation is what insurance is all about, so it is obvious that having a high credit score and a healthy credit report will equal better rates. As such, insurance providers heavily rely on financial records to calculate risk level which will affect its premium. Keep in mind that a low rated credit score is mainly regarded as a high-risk conduct.
The majority of employers need credit checks when hiring new members to their team these days. In the competitive job market companies check credit reports and use that to determine the level of responsibility of an applicant. Even if you are qualified for the position, having such a low score could cause you to lose out on a great opportunity.
It is paramount to remember that having a favorable interest rate on loans, insurance premiums, and others will help you save money in the long run. Having a good score means better and more options for you. You will have more to save for retirement, emergencies, and education due to this.