Month: May 2020

THE EFFECT OF LOWERING YOUR CREDIT CARD INTEREST RATE AND ITS LONG TERM IMPACT

THE EFFECT OF LOWERING YOUR CREDIT CARD INTEREST RATE AND ITS LONGTERM IMPACT Debtors have actually been taking it on the chin the past couple of years, with the Federal Reserve raising rates of interest 9 times considering that late 2015. Now, the Fed is softening that blow. The reserve bank on Wednesday minimized its …

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WHAT HAPPENS TO YOUR CREDIT WHEN YOU PAY OFF A COLLECTION OR A CHARGE OFF ACCOUNT

WHAT HAPPENS TO YOUR CREDIT WHEN YOU PAY OFF A COLLECTION OR A CHARGE OFF ACCOUNT A charge-off is among the worst things that can happen to your credit report since it shows a severe payment problem. This kind of bad credit report listing is the result of missing your minimum charge card payment for …

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HOW TO REMOVE TAX LIENS AND CIVIL JUDGEMENTS FROM YOUR CREDIT

HOW TO REMOVE TAX LIENS AND CIVIL JUDGEMENTS FROM YOUR CREDIT Public records are details that’s on file with a court. These might include: Personal bankruptcies Judgments Tax liens Arrest records Divorces You don’t have rights to privacy when it comes to public records. They are as the name suggests public. When they do, they’re …

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HOW TO REBUILD YOUR CREDIT WITH QUESTIONS FROM CONSUMERS THROUGH SOCIAL MEDIA

HOW TO REBUILD YOUR CREDIT WITH QUESTIONS FROM CONSUMERS THROUGH SOCIAL MEDIA In December 1912, investor John Pierpont “J.P.” Morgan affirmed in Washington prior to the Bank and Currency Committee of your home of Representatives examining Wall Street’s operations of the time – credit repair, care credit, nerdwallet, nerd wallet, reliable credit, my navy portal, …

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WHO IS RESPONSIBLE FOR MAKING SURE YOUR CREDIT REPORT IS ACCURATE & FAIR

WHO IS RESPONSIBLE FOR MAKING SURE YOUR CREDIT REPORT IS ACCURATE & FAIR Your credit report includes information about where you live, how you pay your expenses, and whether you’ve been taken legal action against or arrested, or have actually declared personal bankruptcy. Credit reporting companies offer the details in your report to financial institutions, …

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IS IT BETTER TO LEASE OR BUY IF YOU HAVE A NEGATIVE CREDIT SCORE

IS IT BETTER TO LEASE OR BUY IF YOU HAVE A NEGATIVE CREDIT SCORE Your credit report consists of information about where you live, how you pay your expenses, and whether you have actually been taken legal action against or arrested, or have filed for insolvency. Credit reporting companies sell the information in your report …

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HOW TO DISPUTE ERRONEOUS INFORMATION ON THE CREDIT REPORT

HOW TO DISPUTE ERRONEOUS INFORMATION ON THE CREDIT REPORT Your credit report consists of information about where you live, how you pay your expenses, and whether you have actually been taken legal action against or arrested, or have filed for insolvency. Credit reporting companies sell the information in your report to creditors, insurance providers, employers, …

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